/* HPS Holding — main stylesheet
   Author: in-house
   Last revision: 2026-05
   -------------------------------------------------- */

:root{
  --navy:#0e2a47;
  --navy-800:#123354;
  --navy-700:#1b4370;
  --teal:#2f7f95;
  --teal-600:#276b7e;
  --sand:#f6f4ef;
  --paper:#ffffff;
  --ink:#16212d;
  --ink-soft:#4d5c6b;
  --line:#e2e5ea;
  --amber:#c98a2b;
  --ok:#1f7a4d;
  --shadow-sm:0 1px 2px rgba(14,42,71,.06),0 2px 8px rgba(14,42,71,.05);
  --shadow-md:0 8px 30px rgba(14,42,71,.10);
  --shadow-lg:0 24px 60px rgba(14,42,71,.16);
  --r:10px;
  --r-lg:16px;
  --wrap:1180px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  margin:0;
  font-family:"Source Sans 3","Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-size:17px;
  line-height:1.68;
  color:var(--ink);
  background:var(--paper);
  overflow-x:hidden;
}
h1,h2,h3,h4{
  font-family:"Fraunces","Iowan Old Style",Georgia,"Times New Roman",serif;
  color:var(--navy);
  line-height:1.16;
  margin:0 0 .5em;
  font-weight:600;
  letter-spacing:-.015em;
}
h1{font-size:clamp(2.1rem,4.4vw,3.5rem)}
h2{font-size:clamp(1.6rem,2.8vw,2.35rem)}
h3{font-size:1.22rem}
h4{font-size:1.02rem}
p{margin:0 0 1.05em}
a{color:var(--teal-600);text-decoration:none;transition:color .2s var(--ease)}
a:hover{color:var(--navy);text-decoration:underline}
img{max-width:100%;height:auto;display:block}
ul,ol{padding-left:1.15rem}
li{margin-bottom:.4em}
hr{border:0;border-top:1px solid var(--line);margin:2.5rem 0}
:focus-visible{outline:3px solid var(--teal);outline-offset:2px;border-radius:4px}

.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 22px}
.sec{padding:82px 0}
.sec--tight{padding:56px 0}
.sec--sand{background:var(--sand)}
.sec--navy{background:var(--navy);color:#dbe6f0}
.sec--navy h2,.sec--navy h3,.sec--navy h4{color:#fff}
.sec--navy p{color:#c3d3e2}
.eyebrow{
  display:inline-block;font-size:.76rem;font-weight:700;letter-spacing:.16em;
  text-transform:uppercase;color:var(--teal-600);margin-bottom:.85rem;
  font-family:"Source Sans 3",sans-serif;
}
.sec--navy .eyebrow{color:#6fb7cc}
.lead{font-size:1.13rem;color:var(--ink-soft);max-width:64ch}
.sec--navy .lead{color:#b9cadb}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
.muted{color:var(--ink-soft)}
.sm{font-size:.9rem}

/* ---------- Skip link ---------- */
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:.7rem 1.1rem;z-index:999;border-radius:0 0 var(--r) 0}
.skip:focus{left:0}

/* ---------- Top bar ---------- */
.topbar{background:var(--navy);color:#a9c1d6;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;min-height:40px;flex-wrap:wrap}
.topbar a{color:#cfe0ee}
.topbar a:hover{color:#fff}
.topbar ul{display:flex;gap:1.35rem;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.topbar li{margin:0;display:flex;align-items:center;gap:.4rem}

/* ---------- Header ---------- */
.site-head{
  position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(160%) blur(10px);
  border-bottom:1px solid var(--line);transition:box-shadow .3s var(--ease),background .3s var(--ease);
}
.site-head.is-stuck{box-shadow:var(--shadow-md)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:74px}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none}
.brand:hover{text-decoration:none}
.brand img{width:42px;height:42px}
.brand b{
  font-family:"Fraunces",Georgia,serif;font-size:1.24rem;color:var(--navy);
  display:block;line-height:1.1;font-weight:600;letter-spacing:-.02em;
}
.brand span{display:block;font-size:.68rem;letter-spacing:.15em;text-transform:uppercase;color:var(--teal-600);font-weight:600}
.menu{display:flex;align-items:center;gap:.15rem;list-style:none;margin:0;padding:0}
.menu li{margin:0}
.menu a{
  display:block;padding:.55rem .8rem;border-radius:var(--r);color:var(--ink);
  font-weight:600;font-size:.95rem;position:relative;
}
.menu a:hover{background:var(--sand);color:var(--navy);text-decoration:none}
.menu a.active{color:var(--teal-600)}
.menu a.active::after{
  content:"";position:absolute;left:.8rem;right:.8rem;bottom:.24rem;height:2px;background:var(--teal);border-radius:2px;
}
.nav-cta{margin-left:.6rem}
.burger{
  display:none;background:none;border:1px solid var(--line);border-radius:var(--r);
  width:46px;height:42px;cursor:pointer;padding:0;align-items:center;justify-content:center;
}
.burger span{display:block;width:20px;height:2px;background:var(--navy);position:relative;transition:.25s var(--ease)}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--navy);transition:.25s var(--ease)}
.burger span::before{top:-6px}.burger span::after{top:6px}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{top:0;transform:rotate(45deg)}
.burger[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg)}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:.5rem;justify-content:center;
  padding:.78rem 1.4rem;border-radius:var(--r);font-weight:700;font-size:.96rem;
  border:1px solid transparent;cursor:pointer;transition:.25s var(--ease);text-decoration:none;
  font-family:inherit;
}
.btn:hover{text-decoration:none;transform:translateY(-2px)}
.btn--primary{background:var(--navy);color:#fff;box-shadow:0 6px 18px rgba(14,42,71,.22)}
.btn--primary:hover{background:var(--navy-700);color:#fff;box-shadow:0 12px 26px rgba(14,42,71,.28)}
.btn--teal{background:var(--teal);color:#fff}
.btn--teal:hover{background:var(--teal-600);color:#fff}
.btn--ghost{border-color:var(--line);background:#fff;color:var(--navy)}
.btn--ghost:hover{border-color:var(--teal);color:var(--teal-600);background:#fff}
.btn--light{background:#fff;color:var(--navy)}
.btn--light:hover{color:var(--navy);background:#eef3f8}
.btn--outline-light{border-color:rgba(255,255,255,.45);color:#fff;background:transparent}
.btn--outline-light:hover{background:rgba(255,255,255,.12);color:#fff}
.btn--sm{padding:.5rem .9rem;font-size:.86rem}
.btn-row{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem}
.center .btn-row{justify-content:center}

/* ---------- Hero ---------- */
.hero{position:relative;color:#fff;overflow:hidden;background:var(--navy)}
.hero__bg{position:absolute;inset:0}
.hero__bg img{width:100%;height:100%;object-fit:cover;opacity:.34;transform:scale(1.04);animation:heroZoom 18s var(--ease) forwards}
@keyframes heroZoom{to{transform:scale(1)}}
.hero::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(105deg,rgba(9,26,45,.96) 0%,rgba(11,32,54,.86) 42%,rgba(19,62,88,.62) 100%);
}
.hero .wrap{position:relative;z-index:2}
.hero__inner{padding:104px 0 96px;max-width:840px}
.hero h1{color:#fff;margin-bottom:.35em}
.hero .lead{color:#cfdeeb;font-size:1.2rem}
.hero__eyebrow{
  display:inline-flex;align-items:center;gap:.55rem;background:rgba(255,255,255,.1);
  border:1px solid rgba(255,255,255,.2);border-radius:100px;padding:.4rem 1rem;
  font-size:.79rem;letter-spacing:.09em;text-transform:uppercase;font-weight:700;color:#8fd0e2;margin-bottom:1.4rem;
}
.dot{width:7px;height:7px;border-radius:50%;background:#4ecf9a;box-shadow:0 0 0 0 rgba(78,207,154,.6);animation:pulseDot 2.4s infinite}
@keyframes pulseDot{70%{box-shadow:0 0 0 9px rgba(78,207,154,0)}100%{box-shadow:0 0 0 0 rgba(78,207,154,0)}}
.hero__meta{display:flex;flex-wrap:wrap;gap:1.6rem;margin-top:2.4rem;padding-top:1.6rem;border-top:1px solid rgba(255,255,255,.16)}
.hero__meta div{min-width:130px}
.hero__meta b{display:block;font-family:"Fraunces",Georgia,serif;font-size:1.85rem;color:#fff;line-height:1}
.hero__meta small{display:block;color:#9fbad0;font-size:.82rem;margin-top:.3rem;letter-spacing:.03em}

/* page banner (interior pages) */
.pagehead{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.pagehead::before{
  content:"";position:absolute;inset:0;
  background:
    radial-gradient(700px 320px at 88% -10%,rgba(47,127,149,.55),transparent 70%),
    radial-gradient(520px 280px at 5% 120%,rgba(47,127,149,.28),transparent 70%);
}
.pagehead .wrap{position:relative;z-index:2;padding-top:64px;padding-bottom:64px}
.pagehead h1{color:#fff;margin-bottom:.25em;max-width:20ch}
.pagehead p{color:#bed0e0;max-width:62ch;margin:0}
.crumbs{font-size:.84rem;color:#9db6cc;margin-bottom:1.1rem}
.crumbs a{color:#cfe0ee}
.crumbs span{opacity:.6;margin:0 .4rem}

/* ---------- Grid & cards ---------- */
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.split--rev .split__media{order:2}

.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;
  box-shadow:var(--shadow-sm);transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease);
  position:relative;overflow:hidden;
}
.card::before{
  content:"";position:absolute;left:0;top:0;height:3px;width:0;background:linear-gradient(90deg,var(--teal),var(--navy));
  transition:width .45s var(--ease);
}
.card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:#cfd8e2}
.card:hover::before{width:100%}
.card h3{margin-bottom:.4rem}
.card p:last-child{margin-bottom:0}
.card--plain::before{display:none}
.sec--navy .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.14);box-shadow:none}
.sec--navy .card:hover{background:rgba(255,255,255,.09)}

.icn{
  width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(140deg,#eaf3f6,#dbe9ef);color:var(--teal-600);margin-bottom:1rem;flex:none;
}
.icn svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.sec--navy .icn{background:rgba(255,255,255,.1);color:#8fd0e2}

.figure{border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-md);position:relative}
.figure img{width:100%;transition:transform .8s var(--ease)}
.figure:hover img{transform:scale(1.04)}
.figure figcaption{font-size:.83rem;color:var(--ink-soft);padding:.7rem .9rem;background:var(--sand)}

.stat{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;text-align:center}
.stat b{display:block;font-family:"Fraunces",Georgia,serif;font-size:2.2rem;color:var(--navy);line-height:1}
.stat span{display:block;font-size:.86rem;color:var(--ink-soft);margin-top:.35rem}

.tick{list-style:none;padding:0;margin:0}
.tick li{position:relative;padding-left:1.9rem;margin-bottom:.62rem}
.tick li::before{
  content:"";position:absolute;left:0;top:.42em;width:1.15rem;height:1.15rem;border-radius:50%;
  background:#e5f0f3 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23276b7e' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/.72rem no-repeat;
}
.sec--navy .tick li::before{background-color:rgba(255,255,255,.16)}

.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:20px}
.steps li{
  counter-increment:s;position:relative;padding:22px 22px 22px 78px;background:#fff;
  border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-sm);
}
.steps li::before{
  content:"0" counter(s);position:absolute;left:24px;top:20px;font-family:"Fraunces",Georgia,serif;
  font-size:1.5rem;color:var(--teal);font-weight:600;
}
.steps h3{margin-bottom:.25rem;font-size:1.08rem}
.steps p{margin:0;color:var(--ink-soft);font-size:.97rem}

.quote{
  background:#fff;border:1px solid var(--line);border-left:4px solid var(--teal);
  border-radius:var(--r-lg);padding:26px;box-shadow:var(--shadow-sm);
}
.quote p{font-size:1.03rem;font-style:italic;color:var(--ink)}
.quote footer{font-size:.88rem;color:var(--ink-soft);font-style:normal}
.quote footer b{color:var(--navy);font-style:normal;display:block}

.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r-lg);background:#fff}
table{border-collapse:collapse;width:100%;font-size:.95rem;min-width:520px}
th,td{text-align:left;padding:.85rem 1.05rem;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--sand);font-weight:700;color:var(--navy);font-size:.86rem;letter-spacing:.02em}
tr:last-child td{border-bottom:0}

/* Accordion */
.acc{border:1px solid var(--line);border-radius:var(--r-lg);overflow:hidden;background:#fff}
.acc details{border-bottom:1px solid var(--line)}
.acc details:last-child{border-bottom:0}
.acc summary{
  cursor:pointer;padding:1.05rem 3rem 1.05rem 1.2rem;font-weight:700;color:var(--navy);
  position:relative;list-style:none;transition:background .2s var(--ease);
}
.acc summary::-webkit-details-marker{display:none}
.acc summary:hover{background:var(--sand)}
.acc summary::after{
  content:"";position:absolute;right:1.2rem;top:1.35rem;width:10px;height:10px;
  border-right:2px solid var(--teal);border-bottom:2px solid var(--teal);
  transform:rotate(45deg);transition:transform .28s var(--ease);
}
.acc details[open] summary::after{transform:rotate(-135deg)}
.acc .acc__body{padding:0 1.2rem 1.2rem;color:var(--ink-soft)}
.acc .acc__body p:last-child{margin-bottom:0}
.acc details[open] .acc__body{animation:accIn .32s var(--ease)}
@keyframes accIn{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:none}}

/* Logos strip */
.strip{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}
.chip{
  border:1px solid var(--line);background:#fff;border-radius:100px;padding:.5rem 1.1rem;
  font-size:.85rem;font-weight:600;color:var(--ink-soft);letter-spacing:.02em;
}
.sec--navy .chip{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16);color:#cfe0ee}

/* CTA band */
.cta{
  background:linear-gradient(120deg,var(--navy) 0%,var(--navy-700) 55%,var(--teal-600) 140%);
  color:#fff;border-radius:var(--r-lg);padding:46px;position:relative;overflow:hidden;
}
.cta::after{
  content:"";position:absolute;right:-90px;top:-90px;width:320px;height:320px;border-radius:50%;
  background:radial-gradient(circle,rgba(255,255,255,.12),transparent 65%);
}
.cta h2{color:#fff;margin-bottom:.3em}
.cta p{color:#c9dae8;max-width:56ch}
.cta .btn-row{margin-top:1.5rem}

/* Contact info blocks */
.infogrid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.info{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:24px}
.info h3{font-size:1rem;margin-bottom:.4rem}
.info p{margin:0;color:var(--ink-soft);font-size:.96rem}
.info a{font-weight:600}

/* Forms */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:30px;box-shadow:var(--shadow-sm)}
.field{margin-bottom:1.05rem}
.field label{display:block;font-weight:700;font-size:.88rem;margin-bottom:.35rem;color:var(--navy)}
.field .req{color:#b4462f}
input,select,textarea{
  width:100%;padding:.72rem .85rem;border:1px solid var(--line);border-radius:var(--r);
  font-family:inherit;font-size:.97rem;color:var(--ink);background:#fff;transition:border-color .2s var(--ease),box-shadow .2s var(--ease);
}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--teal);box-shadow:0 0 0 3px rgba(47,127,149,.15)}
textarea{min-height:140px;resize:vertical}
.checkline{display:flex;gap:.6rem;align-items:flex-start;font-size:.9rem;color:var(--ink-soft)}
.checkline input{width:auto;margin-top:.28rem;flex:none}
.formnote{font-size:.83rem;color:var(--ink-soft);margin-top:1rem}
.formmsg{display:none;margin-top:1rem;padding:.85rem 1rem;border-radius:var(--r);font-size:.93rem}
.formmsg.ok{display:block;background:#e8f5ee;border:1px solid #bfe2ce;color:#1c6b45}
.hp{position:absolute;left:-9999px}

/* Legal pages */
.legal{max-width:860px}
.legal h2{font-size:1.45rem;margin-top:2.2rem}
.legal h3{margin-top:1.6rem}
.legal ul{margin-bottom:1.1rem}
.toc{background:var(--sand);border:1px solid var(--line);border-radius:var(--r-lg);padding:20px 24px;margin-bottom:2rem}
.toc h2{margin:0 0 .6rem;font-size:1.05rem}
.toc ol{margin:0;columns:2;column-gap:2rem}
.toc li{font-size:.93rem}

/* Footer */
.site-foot{background:#0b2237;color:#a7bccf;padding:64px 0 0;font-size:.94rem}
.site-foot h4{color:#fff;font-family:"Source Sans 3",sans-serif;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1rem}
.site-foot a{color:#c3d5e5}
.site-foot a:hover{color:#fff}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:36px}
.foot-grid ul{list-style:none;padding:0;margin:0}
.foot-grid li{margin-bottom:.5rem}
.foot-brand{display:flex;align-items:center;gap:.7rem;margin-bottom:1rem}
.foot-brand img{width:40px;height:40px}
.foot-brand b{font-family:"Fraunces",Georgia,serif;color:#fff;font-size:1.15rem}
.foot-bottom{
  margin-top:48px;border-top:1px solid rgba(255,255,255,.12);padding:20px 0;
  display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap;font-size:.86rem;color:#8ba5bd;
}
.foot-bottom ul{display:flex;gap:1.2rem;list-style:none;margin:0;padding:0;flex-wrap:wrap}
.foot-bottom li{margin:0}

/* Cookie banner */
.cookie{
  position:fixed;left:16px;right:16px;bottom:16px;z-index:120;background:#fff;
  border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);
  padding:22px;max-width:none;display:none;
}
.cookie.show{display:block;animation:cookieIn .45s var(--ease)}
@keyframes cookieIn{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
.cookie__inner{display:flex;gap:24px;align-items:center;max-width:var(--wrap);margin:0 auto;flex-wrap:wrap}
.cookie__txt{flex:1 1 420px}
.cookie h3{font-size:1.05rem;margin-bottom:.3rem}
.cookie p{margin:0;font-size:.9rem;color:var(--ink-soft)}
.cookie__btns{display:flex;gap:.6rem;flex-wrap:wrap}
.cookie__prefs{display:none;width:100%;border-top:1px solid var(--line);margin-top:18px;padding-top:16px}
.cookie__prefs.show{display:block}
.pref{display:flex;justify-content:space-between;gap:1rem;padding:.6rem 0;border-bottom:1px dashed var(--line);align-items:flex-start}
.pref:last-child{border-bottom:0}
.pref small{display:block;color:var(--ink-soft)}
.switch{display:inline-flex;align-items:center;gap:.45rem;font-size:.85rem;white-space:nowrap}
.switch input{width:auto}

/* Scroll progress + back to top */
.progress{position:fixed;top:0;left:0;height:3px;width:0;background:linear-gradient(90deg,var(--teal),var(--navy));z-index:200;transition:width .1s linear}
.totop{
  position:fixed;right:18px;bottom:96px;z-index:110;width:46px;height:46px;border-radius:50%;
  background:var(--navy);color:#fff;border:0;cursor:pointer;display:flex;align-items:center;justify-content:center;
  opacity:0;pointer-events:none;transition:.3s var(--ease);box-shadow:var(--shadow-md);
}
.totop.show{opacity:1;pointer-events:auto}
.totop:hover{background:var(--teal-600);transform:translateY(-3px)}
.totop svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}

/* Reveal on scroll */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .reveal{opacity:1;transform:none}
}

/* ---------- Responsive ---------- */
@media (max-width:960px){
  .g4{grid-template-columns:repeat(2,1fr)}
  .g3{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:34px}
  .split--rev .split__media{order:0}
  .infogrid{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr;gap:28px}
  .burger{display:flex}
  .menu{
    position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;
    align-items:stretch;gap:0;border-bottom:1px solid var(--line);box-shadow:var(--shadow-md);
    padding:10px 16px 18px;display:none;
  }
  .menu.open{display:flex;animation:accIn .3s var(--ease)}
  .menu a{padding:.8rem .6rem;border-radius:8px}
  .menu a.active::after{display:none}
  .nav-cta{margin:.6rem 0 0}
  .nav{position:relative}
  .toc ol{columns:1}
}
@media (max-width:620px){
  body{font-size:16px}
  .sec{padding:58px 0}
  .g2,.g3,.g4,.infogrid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .hero__inner{padding:74px 0 66px}
  .cta{padding:30px}
  .topbar ul{gap:.9rem}
  .totop{bottom:150px}
}

/* ---------- Print ---------- */
@media print{
  .site-head,.topbar,.cookie,.totop,.progress,.site-foot,.cta{display:none!important}
  body{font-size:12pt;color:#000}
  a{color:#000;text-decoration:underline}
}

/* ---------- Late overrides (specificity fixes) ---------- */
.menu .nav-cta a.btn--primary{color:#fff;background:var(--navy)}
.menu .nav-cta a.btn--primary:hover{color:#fff;background:var(--navy-700)}
a.card{color:inherit;text-decoration:none;display:block}
a.card:hover{text-decoration:none;color:inherit}
a.card h3{color:var(--navy)}
a.card:hover h3{color:var(--teal-600)}
.legal code{background:var(--sand);border:1px solid var(--line);border-radius:5px;padding:.08em .38em;font-size:.9em}
.card .figure img{aspect-ratio:3/2;object-fit:cover}